Business Insurance Program

DesignOne combines property, casualty, employment practices and professional liability coverage into one program. It offers a single source of protection, utilizing one broker, one business insurance program and one application process.

The program covers architects, surveyors, engineers, landscape architects, and other specialty design consultants. Also protected are virtually all project delivery methods, including design-build, joint venture, construction management services and traditional design-bid-build. Program features include:

•Professional license not required; education and experience may substitute
•Pollution coverage for all services
•Retroactive coverage available for eligible firms
•Incident reporting at the insured's option
•Free pre-claims assistance
•Mediation credit reimburses 50% of the deductible policy maximums up to $15,000 when mediation is successfully used to resolve disputes
•Local claims service provided by CNA claims specialists
•Risk management and loss prevention services provided by the company's risk management division

Victor O. Schinnerer & Company, Two Wisconsin Circle, Chevy Chase, MD 20815. Tel: 301-961-9800; Fax: 301-951-5444.